CreditAccess Grameen Ltd (CREDITACC)

Name: CreditAccess Grameen Ltd (CREDITACC) — company facts
Creator: GoQuant

CreditAccess Grameen Ltd (CREDITACC) is listed on the NSE in the Microfinance Institutions sector, Finance industry. Market capitalisation: 24311.37 Cr. Figures below are as reported and are shown with their source and date.

Educational use only — GoQuant is a research tool. This page lists company facts only and is not a recommendation. Investment advice is provided by FINOME TECHNOLOGIES PVT LTD (AltQube), SEBI-registered Investment Adviser, registration no. INA000018373, under a signed advisory agreement and after a risk profile. Past performance is not indicative of future results.

Company profile

Sector: Microfinance Institutions
Industry: Finance
Market cap (₹ Cr): 24,311.37

CreditAccess Grameen Ltd. engages in the provision of micro finance services. The company is headquartered in Bangalore, Karnataka and currently employs 16,759 full-time employees. The company went IPO on 2018-08-23. The firm operates in approximately 353 districts in 14 states and one union territory in India through 1,826 branches. The firm operates in a single business segment that is lending to members. Its microfinance group lending products include income generation loan, home improvement loan, family welfare loan and emergency loan. The firm's microfinance individual lending product is Unnati loan. Its retail finance products include grameen vikas loan, grameen two-wheeler loan, gruha vikas loan and grameen swarna loan. The firm's distributor products include grameen suraksha, life insurance and national pension scheme (NPS) - Swavalamban. The company has tied up with various insurance service providers, including HDFC Life and Kotak Life to provide insurance coverage to customers and spouse/co-borrowers (applicable for retail finance).

Source: finedge · as of 2026-09-29

Price, last year

Last close (₹): 1,088.5

Source: quantro_screener_metrics_job · as of 2026-10-22

Key figures

P/E: 22.42
52-week high: 1,634
52-week low: 1,061.3
Revenue CAGR, 3 years (%): 19.56
Revenue CAGR, 5 years (%): 19.75
EPS CAGR, 3 years (%): -2.81
EPS CAGR, 5 years (%): 41.86

Source: quantro_screener_metrics_job · as of 2026-10-23

Annual summary

Year ended	Revenue (₹ Cr)	PAT (₹ Cr)	EPS (₹)
Mar 2026	6,058.92	777.64	48.54
Mar 2025	5,752.33	531.4	33.27
Mar 2024	5,166.67	1,445.93	90.72
Mar 2023	3,545.12	826.06	52.87
Mar 2022	2,742.82	363.04	23.29

Source: finedge · as of 2026-07-21

Shareholding and promoter pledge

Promoter: 66.24%
FII: 12.94%
DII: 12.59%
Public: 8.24%
Promoter shares pledged: 0%

Source: finedge · as of 2026-03-31

Frequently asked questions

What does CreditAccess Grameen Ltd do?: CreditAccess Grameen Ltd. engages in the provision of micro finance services. The company is headquartered in Bangalore, Karnataka and currently employs 16,759 full-time employees. The company went IPO on 2018-08-23. The firm operates in approximately 353 districts in 14 states and one union territory in India through 1,826 branches. The firm operates in a single business segment that is lending to members. Its microfinance group lending products include income generation loan, home improvement loan, family welfare loan and emergency loan. The firm's microfinance individual lending product is Unnati loan. Its retail finance products include grameen vikas loan, grameen two-wheeler loan, gruha vikas loan and grameen swarna loan. The firm's distributor products include grameen suraksha, life insurance and national pension scheme (NPS) - Swavalamban. The company has tied up with various insurance service providers, including HDFC Life and Kotak Life to provide insurance coverage to customers and spouse/co-borrowers (applicable for retail finance).
Which sector is CreditAccess Grameen Ltd in?: CreditAccess Grameen Ltd is in the Microfinance Institutions sector, Finance industry.
What are CreditAccess Grameen Ltd's latest annual revenue and profit?: For the year ended Mar 2026: revenue 6058.92 Cr, profit after tax 777.64 Cr.
What is the promoter holding and pledge in CreditAccess Grameen Ltd?: Promoter holding is 66.24%; pledged shares are 0.00% of the promoter holding.

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Figures computed 2026-10-23.